How Much Does Surrogacy Cost?Breakdown of Surrogacy Costs in Top 10 Legal Countries in 2025

This article is published by "Surrogacy Home", we have been engaged in overseas surrogacy and program management for more than 10 years, and have personally visited clinics and attorney teams in the United States, Ukraine, Kyrgyzstan and other countries.

At a Glance: Surrogacy Cost Ranges by Country in 2025 (Quick List, Bookmarkable)

Data sources: publicly available regulatory documents from various countries, quotes from mainstream fertility centers and surrogacy agencies, and contract price ranges for real contracted families of our clients, 2024-2025.

I believe that one of the most important topics that people are concerned about when making surrogacy tips and choosing a surrogacy agency is:Surrogacy costs. Currently, because of domestic policy, theSurrogacy is not legal in ChinaSo parents with surrogacy needs are choosing toCountries where surrogacy is legalThe price of a surrogate is different in each country. As each country medical technology, local living standards are different, which directly leads to different surrogacy prices. Today, the webmaster will talk to you about the cost of surrogacy in several countries that are currently more popular, such as the United States surrogacy, Kazakhstan surrogacy, Kyrgyzstan surrogacy, Ukraine surrogacy and so on.

First, why does the cost of surrogacy vary so much? (Let's be clear about gestational and traditional surrogacy.)

The first thing many families think of when they talk about "surrogacy" is:

"Expensive! I've heard it's hundreds of thousands or millions."

But when you really break it down, you'll see that the cost of surrogacy varies greatly, and one of the most critical watersheds is:

Gestational Surrogacy vs Traditional SurrogacyThe

Don't underestimate the difference between these two words, behind not only the money, but also the legal risks, paternity, follow-up procedures, all different.

1. Traditional surrogacy: Behind the cheapness, there is often a big hole hidden

Traditional surrogacy, simply put:Surrogate mothers use their own eggs, to help you conceive and give birth to your child.

Sounds frugal, right? The eggs and uterus are all in one place, so the cost is naturally low. Many small organizations use the gimmick of "traditional surrogacy is more cost-effective".

But here's the problem:

The child has half of the surrogate mother's genes. That means.A surrogate mother is not just a "surrogate pregnancy" but also the biological mother of the child.The

What about the law? Will the contract hold up in the unlikely event that the mother backs out and says "the baby is mine"? Legal attitudes vary greatly from region to region, and it's easy for families to get caught in a tug-of-war.

Worse, because of the low cost, traditional surrogacy is often used by some "unregulated organizations" as a "low-cost entry" to attract customers. Once the process is interrupted, not only will you lose your money, but your time will also be wasted.

Blogger Alert: Traditional surrogacy, which may seem cheap, is risky and a stealth bomb if you're not careful.

2. Gestational surrogacy: more expensive, but more secure legally and safely

Gestational surrogacy is different: the surrogate mother only provides the uterus, the embryo isThe client (or egg donor) and the sperm unionFormation. There is no genetic relationship between the surrogate mother and the child.

This makes the law much clearer:The child's lineage is entrusted to the familyThe surrogate mother only helps with the "conception". There are fewer disputes and the process is well established.

But the cost? Naturally higher than traditional surrogacy:

• To use in vitro fertilization (IVF), labs, doctors, medications, and transplant costs all stack up;
• Compensation, insurance, and pregnancy tests for surrogate mothers are also more standardized and comprehensive than the "traditional model".

The bill for a set of walks is easily hundreds of thousands of dollars more expensive than traditional surrogacy.

But why is it still the first choice for most families? Just because:

Well spent.
Less legal wrangling, more process security, and clear legal attribution once the child is born.

3. What is the money gap?

The main concern of many is still: how much difference is that?

• Traditional surrogacy: Because of the elimination of IVF and some of the medical aspects.The overall cost can probably be cheaper than gestational surrogacy 30%-50%The
• Gestational surrogacy:: Higher costs, but transparent billing, mature processes, and a significant reduction in the additional "cost of uncontrollable risk".

Don't forget a key point:

What really burns a surrogate is often not the surrogacy fee in the contract, but the contingencies.

In the event of a legal dispute with a traditional surrogate, the legal fees, the cost of time, and even the possibility of losing the child add up to a much more expensive bill than gestational surrogacy.

4. How to choose?

Most surrogacy countries, which currently support only gestational surrogacy, have largely avoided the various legal issues associated with traditional surrogacy:

• • Traditional surrogacy is indeed cheaper if you only look at the immediate bill.
  • But if you value moreSecurity, legal clarity, child attributionGestational surrogacy is truly a "hassle-free" experience.

II. Surrogacy Costs in Mainstream Countries & Overview of Policies in 2025

Below is a look at some of the major countries/regions: how much it costs, whether it is legally supported, and what kind of people it is suitable for, all broken down together.

1. United States: $150,000-$200,000, commercial surrogacy legalized

The total cost of surrogacy in the United States is between$150,000-$200,000Between that, where the surrogate mom gets about $50,000, the medical facility costs about $50,000, and the rest goes to the surrogate agency, lawyers, insurance, and living expenses.

California, USA is one of the more popular destinations these days:

• Allows both parents to be genetically linked to the baby;
• Surrogacy is permitted for same-sex couples, groups of single individuals;
• Most of the surrogate mothers are healthy mothers who have had successful pregnancies and have a high overall success rate.

In terms of policy, several U.S. states support commercial surrogacy, with California's laws being particularly friendly and relatively open to married couples, singles, and LGBT families. For details, please refer to:U.S. Surrogacy Policy together with U.S. Surrogacy Laws 2025 ExplainedThe

Recommended Reading:

Single Surrogate Price 2025

2025 California Top 10 Surrogacy Agencies Ranked

2. Kyrgyzstan: $55,000 - $100,000, fully legalized

The cost of a complete surrogacy service in Kyrgyzstan is in the range of 55,000 to 100,000 dollarsBetween. This interval spans a wide range, and the reason for this is that the services are different.

The more popular service package is that the embryos are first made in another country, then transferred to Kyrgyzstan for surrogate mother matching, and then the subsequent transfer process is completed. For details, you can read theHow to transfer own embryos to Kyrgyzstan".

At the legal level, Kyrgyzstan is one of the few countries where it is "perfectly legal".

• Family Code, Chapter 51, Sections 145-147
• Relevant articles of the Law on the Protection of Citizens' Health

These two laws spell out the surrogacy process very clearly: the legal relationship between the surrogate mother and the commissioning party, how the agreement is signed, how paternity is recognized, and the legal boundaries of the medical operation are all backed up by clear provisions. Married couples, singles, and same-sex couples can legally engage in surrogacy as long as they meet the conditions.

Recommended Reading:Is surrogacy legal in Kyrgyzstan?

3. Kazakhstan: about $55,000 to $70,000, one third the price of the United States

Prices of surrogacy in KazakhstanIt is currently one of the best relative prices I've come across.Starting at around 400,000 RMB, the average family can bring home a healthy baby for less than 500,000 RMB.Approx. $55,000-$70,000. Compared to American surrogacy, it's almost just a third of what it is in the United States.

Legally, Kazakhstan allows commercial surrogacy, but only for married heterosexual couples. It is visa-free to China and next to China, making it easy and inexpensive to travel to and from, making it a destination that many middle-budget families have focused on in recent years.

Good for the crowd:Families on a medium budget who value value for money and want to be close to China and visa friendly.

4. Georgia: $60,000 - $75,000, the law is particularly clear

After the Russo-Ukrainian war, a lot of demand that was going to Ukraine turned around and went to Georgia. The result:

• Surrogate mothers are becoming more and more in short supply;
• The average wait time stretches to Around 3 monthsThe

Costs are currently around 60,000-75,000 USDThe program is partially all-inclusive and can go up to $100,000 USD.

Georgia is among the oldest players in the surrogacy circuit.The law is particularly clearThe contract and the guarantees are all there: the rights of the parents, the obligations of the surrogate mother, the legal ownership of the child, and the rules and regulations are clearly laid out.

For families on a budget, Georgia is like "lowering the bar": much less expensive than the U.S. and with relatively complete legal protection.

Recommended Reading:Georgia Surrogacy 2025 Latest Policy Interpretation

5. Canada: $70,000 - $80,000, only unpaid surrogacy allowed

It is true that surrogacy is legal in Canada, but the agency has a very limited role and can only help you with counseling and cannot charge commercial fees. To put it bluntly, here you areThere's no way to think of surrogacy as a clear "business transaction."The

The cost is approximately $70,000-80,000. Sounds OK, but the process is a little more circuitous:

• Only "unpaid surrogacy" is allowed, and surrogate mothers are only reimbursed for their costs;
• The cost of doctor's visits, medical check-ups, hospitalization for delivery, etc., during pregnancy is covered by Canada's publicly funded health care system;
• However, there are still out-of-pocket costs for frozen embryos, attorney's fees, additional birth costs (e.g., cesarean section), etc.

It is recommended that those interested in becoming surrogate parents do soSet aside a budget of approximately $80,000The

Recommended Reading:Surrogacy in Canada

6. Russia: foreigners are banned, only "joint programs" are available

You know, until 2022, Russia is a popular place for surrogacy, where foreigners can come, and the cost is about $10 million. $70,000-90,000, and if you add in three generations of IVF (genetic screening), the cost is even higher.

Unfortunately, after 2022.Foreigners can no longer perform legal surrogacy in RussiaOnly married couples and single women in the country are allowed to have children through surrogacy.

The only viable workaround, now, is:IVF in Russia + Surrogacy in KyrgyzstanThe price is about the same. 70,000-100,000 USD. For many, it amounts to a big extra detour.

Recommended Reading:Russia + Kyrgyzstan Surrogacy Joint Program 2025

7. Ukraine: about $80,000 before the war, now largely stagnant

The cost of Ukrainian surrogacy is not much different from the previous price of underground surrogacy in China, which is approximately at$80,000Around. Before the war, the legal system here was well established and commercial surrogacy was offered to heterosexual couples at a very cost-effective price.

But now that the country is suffering from war and the business of surrogacy has long since ceased to be normal.That's why it's not recommended to go to Ukraine for surrogacy. As for how the situation will be in the future, we will keep an eye on it and also update the latest Ukrainian surrogacy policy here.

Recommended Reading:Is Ukrainian surrogacy legal?

8. Thailand: approximately $60,000, policy still in flux

The prices in Thailand are actually quite attractive, around 60,000 USDThe cost of a surrogate mother's medical care, and the expenses of both the clinic and the surrogate mother are included, seems like a good deal.

But the current reality is:Thai law prohibits foreigners from being surrogatesOnly local heterosexual married couples in Thailand are allowed to be surrogates.

It is interesting to note that in 2024, Thailand had proposed to liberalize some of the surrogacy restrictions, which could potentially make Thailand a cost-effective surrogacy destination in the future once the relevant legislation is actually in place, but until then, theFor the vast majority of Chinese families, this path is still "basically closed".The

Detailed reference:Is surrogacy legal in Thailand?

9. Colombia: about $65,000, single / LGBT friendly

Surrogacy in Colombia costs about US$ 65,000(almost 420,000 RMB), which is on the low side globally.

This is largely due to the low cost of living in the area, and the medical care is actually not bad. More crucially, the place is very atmospheric in its attitude to the law:It doesn't matter if you're single or in the LGBT community, it's all the same.Foreigners who come here for surrogacy have the same rights as locals.

Colombia is a rare "cost-effective + friendly" option for families that need legal recognition of a pluralistic family structure (singles, same-sex couples).

10. Argentina: $65,000 - $95,000, diverse families feasible but controversial

Argentina's costs are in US$ 65,000-95,000Between them, it's ostensibly about the same as Colombia.

Argentina legalized surrogacy in 2015 and also officially introduced detailed regulations in 2017. In Buenos Aires, in particular, there are explicit provisions:Children born of surrogacy can be registered directly in the name of the biological parents in the civil registry.. The surrogate mother's information is backed up, but she is not registered as the mother.

On a more humane note, Argentine law does not restrict you to heterosexual couples, nor does it require that you must be married, nor does it require that the parents must be citizens of the country.Whether you are a same-sex partner, an unmarried partner or a foreigner, you can successfully become a parent through surrogacy.

However, it should be noted that Argentina is a traditionally Catholic country, and the religious atmosphere still exists, with many priests and lawyers openly opposing surrogacy and social controversy.

11. Underground surrogacy in China: 800,000-1,000,000 RMB, not recommended for high risk.

Although the country has been cracking down on illegal surrogacy, underground agencies have been repeatedly banned. According to the webmaster's understanding, the cost of domestic surrogacy hovered around 600,000 in 2023, and since a few exposures and crackdowns, thePrices are climbing to $800,000, $1 million.The

But it's all based onCommercial surrogacy is illegalOn top of the premise of the contract can not get real legal protection, once a dispute arises, it is difficult to defend your rights through legal channels. On balance, it is not recommended.

Summary: Comparison of Fees & Policies in Mainstream Countries

2025 Global Surrogacy Cheapest Countries Comparison Table

Recommended reading in full:5 Cheapest Countries in the World for Surrogacy

Comparison of Surrogacy Country Suitable Population Tables:

wrap-up

High budget, seeking security, wanting children to get U.S. citizenship → Surrogacy in the United States

Best value for money and legal solidity → Surrogacy in Kyrgyzstan / Surrogacy in Georgia

Neighboring China, medium budget → Kazakhstan

Diverse Family Structures (Single / LGBT) → Colombia / Argentina

future potential (idiom); sth. with great potential → Thailand

So, choosing a surrogacy country is not just about how much money you spend, but also about how well you are able to stabilize your "parenthood" and "legal security" behind the scenes. After all, surrogacy is not simply a medical journey, but the beginning of a new life.

Third, the surrogacy cost breakdown breaks down (where your money is actually spent):

Surrogacy is, indeed, no small amount of money. And don't think it's something that can be summed up in one total price; the cost of surrogacy is, in fact, made up of so many different pieces, each one like a jigsaw puzzle that fits together to make your entire budget. Surrogacy costs generally includeIVF Fees, Surrogacy Agency Fees, Surrogate Mother Fees, Lawyer & Insurance Fees, Living Expensesand other costs.

Today I'm going to slowly break it down with you, especially using American surrogacy as an example (you can also ask me about the price of surrogacy in other countries if you want to know).

1. Embryo production (IVF) costs

To put it bluntly, it's in vitro fertilization (IVF). Eggs are retrieved, sperm is retrieved, fertilized in a lab, and then the fertilized eggs are raised to the embryo stage. Each part of this costs money, especially in the United States, where healthcare is not cheap.

Generally speaking, the price of this part falls $20,000 to $50,000 Between. Why is the difference so big? Because different clinics charge different fees, and whether you use PGT genetic screening or not, how many times you have your eggs retrieved, and how many rounds of embryos you have, all affect the total price.

Some people get it right once, some get it right many times over, and that's how the extra money comes out.

2. Egg donation costs

Egg supply is not needed by everyone.

For example, gay and lesbian families who want a baby must find an egg donor. There are also heterosexual couples who may need to use an egg donor because the woman's health is not suitable for egg retrieval.

Egg donation usually costs between $20,000 to $30,000 Between.

Some people will choose to donate anonymously, while others are particularly concerned about looks, education or interests. The more selection criteria and the finer the requirements, the higher the price usually is. After all, it's not only genetics, but also psychological comfort, wanting the baby to look a bit like themselves, which many people can understand.

3. Fees for the services of surrogacy agencies

Many people misunderstand: surrogacy agencies just help find surrogate mothers? It's actually much more than that.

Good Surrogacy Agency, will help you organize the whole process:From IVF medical coordination, to legal documents, to communication with surrogate mothersIn other words, you're paying for peace of mind. In other words, you are buying peace of mind when you spend this amount of money. If you are on a budget, I truly recommend that you don't just look for the cheapest option. After all, the most important thing in surrogacy is to make a mistake.

The price, usually From $40,000Some are much higher than others, it all depends on which organization you choose and whether you want a more comprehensive service.

4. Costs of legal services for surrogacy

Again, the legal part, don't take this piece lightly.

If your surrogacy agency does not include legal services, it is imperative that you find another professional attorney. This is because surrogacy is not something that you can simply sign a contract and be done with it. You may also have to deal with Pre-birth Order (Pre-birth Order) maybe Post-birth Order (Post-birth Order)These are the things that determine whether the child is legally yours or not once it is born.

Typically attorney's fees are in the range of $8,000 to $15,000 Between. Don't feel bad about the money, after all, it's about the baby's legal status, your custody, and the ability to return to your home country to bring up your baby.

5. Basic compensation costs for surrogate mothers

This item, honestly, is the most concerning and controversial part of surrogacy costs.

This is money that is paid directly to the surrogate mother. She is the one who will be carrying your baby and going through all the physical rigors and risks. Prices vary from state to state and are usually higher if the surrogate mother is a "seasoned veteran".

Generally in 45,000 to 65,000 dollars Between.

Some of you may be thinking, "Why is it so expensive?" It's important to realize that it's not just the concept of "renting a uterus" (an expression I personally find disrespectful), but rather, it's compensating a woman for using her body, her time, her health, and her emotions to help you fulfill your dream of having a family.

6. Surrogacy contingency

That being said, many people can't help but ask me, "Well, what if I'm pregnant with twins? Or what if the surrogate mom goes into premature labor?"

Good question! That's why in a surrogacy budget, it's imperative to set aside ContingencyThe

From splitting embryos and accidentally conceiving twins, to pregnancy complications, preterm labor, and even unexpected cesarean sections, these are not small odds. When they happen, medical bills immediately skyrocket.

It is generally recommended to prepare at least $15,000 to $40,000 of contingency money. It's better to have more money back than to be caught off guard when the time comes.

7. Surrogacy insurance costs

And then there's the insurance.

Most U.S. general health insurance policies, do not cover surrogacy related expenses. This means: you'll have to pay out of your own pocket to insure your surrogate mom to cover the pregnancy and delivery.

Premiums and deductibles are not cheap, especially since some of these policies are "supplemental" and are sold exclusively to surrogates. Premiums range from about 12,000 to 30,000 dollarsThe

Be sure to have an attorney or professional advisor help you read the terms of your insurance policy and figure out what is covered and what is completely ignored. Don't wait for something to happen only to find out that you have to pay all the bills yourself.

8. Other costs of surrogacy

Finally, don't ignore the "bits and pieces".

For example:Surrogate mothers have to go to the clinic for checkups, who pays for the travel and accommodation expenses? She needs new maternity clothes, vitamins, and maternity benefits during her pregnancy, all of which are also covered by the parents-to-be.

And, parents-to-be usually start stocking up for their baby while they're pregnant: cribs, bottles, diapers, strollers ...... all of which will be used from the moment the baby is born.

While individual splurges aren't huge, they can add up to a sizable expense, so don't forget to leave a budget.

Blogger Alert:

If you are considering surrogacy, make sure you do your homework and prepare yourself mentally as well. It's not just about the money, it's a complex process where emotions, laws, and morals are all intertwined.

Asking questions and learning more is always the best preparation. How much a surrogate spends is not simply a total price, but a number piled up with countless details. Hopefully, this information will give you a little less to go on and a little more confidence to make the best choice for you.

Five, Timing of surrogacy payments: what makes the most sense?

We are often asked by prospective parents:

"Surrogacy is so expensive, do I have to pay for it all at once? That's too much pressure!"

Indeed, surrogacy is a significant expense in itself, and to have to shell out hundreds of thousands of dollars all at once is just plain unsettling.

The reality is that surrogacy is not paid for in one lump sum, but in stages based on the entire process. Not only does this help you plan your finances wisely, but it also keeps the funds flowing in an escrow account the entire time, which is safe and transparent.

And how exactly is that divided?Let's break down the standard payment schedule.(in the form of)Kyrgyzstan Embryo Transfer Package(As an example, other countries are slightly different and can be consulted by private message).

VI. How much does the cost of surrogacy depend on which factors?

After reading the above introduction, I guess many people are a little puzzled why the price of surrogacy varies so much, in fact, it mainly depends on the medical cost, the cost of living in the country, the physical condition, the following briefly share with you.

1. Consumption levels in the surrogate country

This greatly levels the cost of surrogate motherhood. For example, in the United States, surrogate mothers can get about $70,000 in hand, which is probably the highest income in the world at present; in the domestic underground surrogacy agencies, surrogate mothers earn about $30,000; pre-war surrogate mothers in Ukraine cost about $40,000 dollars. So, the high level of consumption in a country directly affects the price of surrogacy.

2. Medical expenses

Countries with good medical technology are naturally expensive. The United States, for example, is often advertised as having one of the best healthcare systems in the world, and with everyone clamoring for it, the cost is naturally high. Countries like Kyrgyzstan and Georgia, on the other hand, have a slightly lower level of medical care and are relatively inexpensive. Currently, the cost of IVF in the United States is around $20,000-$45,000, while other countries may charge as little as $5,000.

3. Physical condition of surrogate mothers

In commercial surrogacy, a surrogate mother's physical condition, age, etc. will also affect the surrogate payment she receives. For example, a surrogate mother who has given birth to a baby, is young, beautiful and in good health usually has to pay more than a regular surrogate mother; if she is carrying a dragon and phoenix child or twins, the cost will be even higher.

4. Physical condition of the principal

There are thousands of families in need of surrogacy, and each couple has a different physical situation. Some are women who need donor eggs, some are men with average sperm quality, and some just want twins, and all of these special circumstances incur a corresponding cost. This is why surrogacy agencies quote each couple differently.

5. Surrogate agency services

Surrogacy is the only way to get a baby for many families, so the choice of agency is very careful, and everyone expects the agency to do a good job in every step of the process. But there is a realistic saying:nothing for nothing.. Agencies with good services will naturally cost more for their services. So, just choose the right surrogacy agency according to your conditions.

In this article, we have discussed the cost of surrogacy in several countries and also briefly described the current policies and also explained to you why surrogacy costs vary from country to country. We hope this will help those families who are still choosing surrogacy countries and agencies. Above all, feel free to consult the webmaster for any questions and suggestions.

VII. Possible additional costs of surrogacy

Many prospective parents ask:

"Don't all surrogacy packages already include the main costs? Doesn't it cost nothing more once you pay it?"

To be honest, we especially understand the feelings of people who want to pay all at once and not have to worry about the follow-up. However, in practice, in addition to the basic costs, there will be some circumstances to generateadditional expenditure. These expenses don't necessarily come up for everyone, but you'd better have them in mind ahead of time to be really comfortable with them.

And what are the common extra costs?

VIII. How to choose a reliable surrogacy agency?

in choosingSurrogate countriesBefore that, we need to figure out a few very important points in order to pick the one that is more favorable to ussurrogacy agencyThe

• • • 1,Does local law support, whether the legal status of the parents can be guaranteed;
    • 2. Whether the surrogacy contract is legally valid;
    • 3、Is it possible to clearly understand some of the behavior and management mechanism of the surrogate mother in the process of pregnancy;
    • 4. Figure out the preconditions for going to the destination country for surrogacy (e.g., whether you have to be married, whether it's feasible to be single, whether it's feasible to be in a homosexual couple, etc.);
    • 5. What are the specific costs of each surrogacy respectively (hospital medical costs, surrogacy agency service fees, surrogate mother service fees, lawyers, insurance, living expenses, etc.);
    • 6. After the birth of the baby, whether the relevant supporting documents (birth certificate, paternity documents, etc.) are handled with the assistance of the organization.

When negotiating with a surrogacy agency, it is important to make sure that you are clear on the above points, and if the other party is vague, then you can just skip it. However, it is also important to understand: some agencies will not write down every single cost in great detail, but at least the broad structure and risk points must be made clear.

IX. Frequently asked questions

Why is surrogacy so expensive?

Many people's first thought is: how can surrogacy be so expensive?

The reason is actually quite simple: it's not a single service, but a whole team escorting you.

• Medical team: in vitro fertilization (IVF), transplants, pregnancy monitoring and more;
• Legal team: draw up and review contracts to ensure legal compliance;
• Institutional support: matching, coordination, full follow-up;
• Compensation for the substitute mom: covers living expenses, hard work, and her time and physical commitment;
• Insurance and psychological screening: to guarantee safety and ensure that the process is healthy and ethical.

In other words, every dollar has its place.

Are there hidden costs in the surrogacy process?

Most formal surrogacy agencies will provide a clear breakdown of costs, but you should be aware that there may still be someadditional expenditure::

• Additional medical procedures (e.g., additional medications, additional tests);
• Travel and accommodation expenses incurred by the substitute mother for medical treatment;
• Newborn care (insurance, pediatric examinations, breast milk transportation, etc.).

Therefore, it is best to discuss these "potential costs" with the organization before signing up to avoid being caught off guard.

Do I have to pay a lump sum for surrogacy?

No need! Surrogacy costs are usuallyStaged paymentsIn the case of Kyrgyzstan, the payment is usually made in 7-8 installments.

For example:

• Hand over a portion when the match is successful;
• A further portion is paid when the legal contract is signed;
• Confirmation of pregnancy or pregnancy in a stabilized stage before paying the last part.

And the money will be there.escrow accountThe company is a safe and transparent organization. This not only reduces financial pressure, but also ensures that funds are earmarked for specific purposes.

Does insurance cover surrogacy?

This depends on your insurance company and the specific policy.

• Some insurance policies may cover maternity or pregnancy care for surrogate mothers;
• However, in most cases, prospective parents will still need to give surrogate momsSeparate insurance, ensuring that the entire pregnancy is covered.

How much do surrogate mothers get paid?

In the United States, a surrogate mother can usually get 50,000 - 65,000 dollarsof compensation.

In addition, there will be somebonus: For example, successful embryo transfer, pregnancy confirmation, and even the conception of twins are compensated in varying amounts.

What if the surrogate mom needs additional medical care?

Any medical expenses related to the pregnancy, including unforeseen complications, are the responsibility of the commissioning parent. So that's why acomprehensive insuranceVery critical in a surrogacy program.

⚖️ Is independent surrogacy more cost effective than going through an agency?

On the face of it, yes. Without an agency, there is no agency service fee.

But the risks are also greater:

• You will need to handle contracts and legal matters yourself;
• Coordinate medical treatment and screenings yourself;
• Find and screen surrogate moms on your own.

What may appear to be saving money may actually be due to a lack of professional management of theHigher risks and additional costs. So, if they don't have enough experience, most families still choose an institution to reduce their risk.

✨ A final thought

Surrogacy may seem like a program about money, but it's essentially aboutSafe, legal and successful completionThe process.

Instead of just focusing on how much it costs, you should focus on: transparent funding, controlled risk, and the ultimate peace of mind that you'll be able to take your baby home.